Consolidating student

You’ll save money if your new loan has a lower interest rate.

Your financial history — including your credit score, income, job history and educational background — will dictate your new interest rate when you refinance.

We’re on your side, even if it means we don’t make a cent.

You will have a lot of important financial decisions to make after getting a job, one of which will be paying down your student loan debt.Review the following questions and find what you need to know about consolidating student loans.Student loan consolidation allows borrowers to combine multiple loans into a single, new loan with a new interest rate, repayment options and terms.It's important to keep in mind that there are distinct federal and private options for consolidating student loans.When you consolidate through the federal government program, you can only consolidate federal loans into a new loan with a fixed interest rate, which is determined by averaging your current rates.

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